Dedicated to Deposits: Deals, Data, and Discussion

5.25% 36-Month CD at First Bank & Trust in Louisiana


Update 11/20/08: It has been reported that the bank has ended this CD promotion. Please check with the bank for the latest rates and specials.

First Bank & Trust has a CD promotion with a 36-month CD paying 5.25% APY as of 11/19/08. The minimum deposit is $1,000, and it must be new money.

This special CD doesn't seem to be listed at the bank's website. A reader emailed me news of this, and I contacted the bank today. According to the CSR, this promotion will end soon. You can apply for this account online, but you still need to visit a branch to sign the signature card and to make the deposit.

Branches are located in the Louisiana cities of New Orleans, Baton Rouge, Covington, Harahan, Harvey, Kenner and Metairie.

The bank's financial ratings for soundness are fair: 3.5 stars (good) at BauerFinancial and 3 stars (performing) at Both ratings are based on 6/30/08 data. The bank has been FDIC insured since 1991 (FDIC Certificate # 33405).

  Tags: Louisiana, First Bank and Trust, CD rates

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Comment #1 by Anonymous posted on
Finally got someone today, Thursday 11/20. They said the CD promotion has ended as of 11/19 yesterday.

Comment #2 by Banking Guy (anonymous) posted on
Banking Guy
Thanks for the info. From the bank reply I received, I was afraid it wasn't going to last long.