Dedicated to Deposits: Deals, Data, and Discussion

4.00% 6-Month CD & 4.25% 14-Month CD at United Financial Bank of Florida


Update 1/20/2009: These CD rates are no longer available. Please check the bank's website for the latest rates.

United Financial Bank of Florida is offering two competitive promotional CD rates: 4.25% 14-Month CD and a 4.00% APY CD for terms from 3 to 6 months. Minimum deposit is $500. These rates are listed at the bank's rate table as of 12/12/08. The rate table also lists an introductory yield of 3.50% APY for its money market account for initial deposits of at least $5,000.

A branch visit is required to open an account. The bank is located in Lake Mary which is just north of Orlando.

This bank is a division of United Midwest Savings Bank in Ohio. The parent bank is offering a similar CD promotion for those in Ohio. I posted on this on Wednesday.

The bank's financial ratings are a little weak: 3.5 stars (good) at BauerFinancial and 2 stars (below peer group) at These ratings are based on 9/30/08 data. The bank has been FDIC insured since 1986 (FDIC Certificate # 32441).

  Tags: CD rates, Florida

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