Dedicated to Deposits: Deals, Data, and Discussion

4.32% 21-Month CD at Olin Community Credit Union in Illinois

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Update 12/19/08: The CD rate has fallen. Please check the credit union's website for the latest rates.

Olin Community Credit Union is offering a special 21-month share certificate with an APY of 4.32% (4.25% interest rate). Minimum deposit is $1,000. It's also available in an IRA. The special is listed at the credit union's rate table as of 12/14/08. The rate table has a date range of 12/12/08 to 12/18/08.

Membership is open to anyone who lives, works, or maintains an address in any of the following counties in Illinois: Madison, Macoupin, Montgomery, Bond, Fayette, Jersey, Greene and Calhoun. You can also be eligible via select employee groups. Please refer to the credit union's About Us Page for more details. Membership requires a minimum balance of $5 in the Primary Savings Account. There's also a membership fee of 25 cents (Not sure why they worry about such a small fee).

Branches are located in the cities of Bethalto, Alton, East Alton, Godfrey and Jerseyville.

The credit union has some strong ratings for soundness: 5 stars (superior) at BauerFinancial and 4 stars (sound) at Bankrate.com. Both ratings are based on 9/30/08 data. The credit union is federally insured by the NCUA (Charter # 63932).
  Tags: Olin Community Credit Union, Illinois, CD rates, IRA rates

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