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4.01% Reward Checking Account at Carolinas Telco FCU

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Carolinas Telco Federal Credit Union
Update 7/04/09: The top rate has fallen to 4.01% APY.

Carolinas Telco FCU is offering a reward checking account that pays 4.01% APY on balances up to $25,000 (0.50% for above) and refunds up to $25 per month in ATM fees if the following monthly requirements are met:
  • 12 Visa Check Card purchases
  • 1 Direct Deposit or ACH Auto Debit
  • Receive E-Statements
If these are not met, the rate falls to 0.25%. There are no minimum balance requirements and no monthly service charges.

Membership is open to employees, independent contractors, or self-employed persons, who work regularly in the Telecommunications Services Industry in North Carolina or South Carolina. Please see the credit union's Eligibility Page for more details. Membership requires a $1 fee and a minimum $25 deposit into your Prime Share Savings Account.

Branches are located in the North Carolina cities of Charlotte, Cornelius, Gastonia, and Raleigh, and in the South Carolina cities of Columbia, Greenville and Charleston.

The credit union is federally insured by the NCUA (Charter # 23494).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Rate History:
07/02/09: 4.01% APY up to $25K; 0.50% over; 0.25% base
12/29/08: 5.01% APY up to $25K; 1.01% over; 0.25% base
  Tags: South Carolina, Carolinas Telco Federal Credit Union, North Carolina, checking account, reward checking account

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Comments
3 comments.
Comment #1 by Dan (anonymous) posted on
Dan
Just thought I'd share a deal with you that i found today.

I guess North Bank is giving away free $50 gift cards when you open a checking account with them until the first of the year. All you need is 100 bucks.

link
http://bankvibe.com/free-50-gift-card-with-new-north-community-bank-checking-account/

1
Comment #2 by Anonymous posted on
Anonymous
I only needed $26 to join.. and they sent my first box of checks for FRee!! Credit Unions are definately the way to go.

1
Comment #3 by Anonymous posted on
Anonymous
new rate %4.01 :-(

1