Dedicated to Deposits: Deals, Data, and Discussion

3.75% 24-Month CD at Austin Telco Federal Credit Union

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Austin Telco Federal Credit Union has some competitive rates on its share certificates. The most competitive rates require a $95,000 minimum. These include a 3.29% APY 6-month CD, a 3.44% APY 12-month CD and a 3.75% APY 24-month CD. Lower rates are available with a $1,000 minimum deposit. These are also available as IRA certificates. These rates are listed in the credit union's rate table as of 1/16/2009. The rate table has a date of January 1, 2009.

Membership is open to anyone living, working, worshiping or attending school in Austin's five county Metropolitan Area (Travis, Williamson, Hays, Bastrop and Caldwell Counties). Please refer to the credit union's membership page for more details. Membership requires a minimum balance of $25 in your share savings account. I've been told that Austin Telco FCU does a hard credit pull when you join.

Branches are located in the Central Texas cities Austin, Bastrop, Round Rock and Cedar Park. The credit union is federally insured by the NCUA (Charter # 4584).
  Tags: CD rates, IRA rates, Texas

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