Dedicated to Deposits: Deals, Data, and Discussion

3.92% 12-Month CD at Baptist Credit Union in Texas


Baptist Credit Union
Baptist Credit Union is offering several competitive CD rates: 3.92% APY for 12 months, 4.13% APY for 24 months and 4.18% APY for 36 months. Minimum deposit is $500. These rates are listed in the credit union's rate table as of 1/13/09. The rate table has a November date so I called yesterday and confirmed these rates are still available. However, they're subject to change at any time.

One nice feature of the rate table is that it lists all of the CD details including early withdrawal penalties.

Credit union membership is open to members of churches belonging to the Dallas and San Antonio Baptist Association. Please refer to the credit union's Membership Page for the full details. Membership requires a minimum balance of $25 in the share savings account.

Branches are located in San Antonio and Dallas.

The credit union has some strong ratings for soundness: 4 stars (sound) at Bankrate and 5 stars (superior) at BauerFinancial. Both ratings are based on 9/30/08 financial data. The credit union is federally insured by the NCUA (Charter # 68358).

  Tags: CD rates, Texas, Baptist Credit Union

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