3.25% 14-Month CD at First Choice Bank in New Jersey

First Choice Bank has some competitive CD rates. The most competitive has an APY of 3.25% for terms of 14, 18 and 24 months. Minimum deposit is $1,000. The bank also has a competitive money market account with a 2.50% APY for balances from $10K to under $250K. These rates are listed in the bank's FAQs Page as of 2/25/09.

It appears a branch visit is required to open an account. The bank is located at 669 Whitehead Road, Lawrenceville, New Jersey.

It's a small one-office bank that just established in 2007. Consequently, it doesn't have a rating at BauerFinancial. Bankrate.com gives it 4 stars (sound) based on 9/30/08 financial data. The bank is a member FDIC (FDIC Certificate # 58471).