Dedicated to Deposits: Deals, Data, and Discussion

4.05% Reward Checking Account at American National Bank of Fremont in Nebraska


American National Bank (Inactve)
Update 1/04/2010: The top rate has fallen to 4.05% APY. Refer to the bottom of the post for the rate history.

American National Bank is offering a reward checking account that pays 4.05% APY on balances up to $25,000 (0.35% for above) and refunds ATM fees (up to $25 per cycle) if the following monthly requirements are met:
  • 12 Visa Check Card purchases
  • one direct deposit or automatic debit
  • access online banking
  • receive electronic statements
If these are not met, the rate falls to 0.35%. Minimum opening deposit is $50. There is no minimum balance requirement and no monthly maintenance fee.

It appears that a branch visit is required to open an account. Branches are located in Fremont, Nebraska which is about 25 miles northwest of Omaha.

The bank has been FDIC insured since 1983 (FDIC Certificate # 24481).

Thanks to the reader who emailed me news of this reward checking account.

Other Rewards Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Rate History:
12/01/09: 4.05% APY
02/24/09: 5.00% APY up to $25K; 0.35% over; 0.35% base

Related Pages: American National Bank (Inactve), Nebraska, checking account, reward checking account

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Comment #1 by Erik (anonymous) posted on
Good one! Here are a few more high APY accounts from

First Robinson Savings Bank - Robinson, IL 6.01
Southern Missouri Bank & Trust 6.01
Bank of Ripley - Ripley, TN 5.26
Communication Federal Credit Union - OK 5.25
LA DOTD Federal Credit Union - Denham Spring, LA 5.25
Keystone Bank - Auburn, AL 5.15
Connexus Credit Union - Wausau, WI 5.15
Altra Federal Credit Union 5.05
Farmers and Merchants - Nashville, IL 5.05
Community State Bank - Poteau, OK 5.05
First State Bank - Kansas City, KS 5.03
State Employees Credit Union - Santa Fe, NM 5.02
Grand Bank of Texas - Grand Prairie, TX 5.02
Harbor Credit Union - Green Bay, WI 5.01
Malvern Federal Savings Bank - Paoli, PA 5.01
Union State Bank - Everest, KS 5.01
United National Bank - Cairo, GA 5.01
First Banking Center - Lake Geneva, WI 5.01
Noble Bank & Trust - Anniston, AL 5.01
The Community Bank - Brockton, MA 5.01
Bank of Little Rock - Little Rock, AR 5.01
Community Bank of Pleasant Hill - Pleasant Hill, MO 5.01
Community Bank of Raymore - Raymore, MO 5.01
Olmsted National Bank - Rochester, MN 5.01

Hope this helps!

Erik (

Comment #2 by Anonymous posted on
This product is no longer on their poorly-constructed website. Do they still offer it??