Dedicated to Deposits: Deals, Data, and Discussion

4.01% Reward Checking Account at Fairmont Federal Credit Union in West Virginia


Fairmont Federal Credit Union
Update 11/09/09: The top rate has fallen to 4.01% APY. Refer to the bottom of the post for the rate history.

Fairmont FCU is offering a rewards checking account that pays 4.01% APY on balances up to $25,000 (1.01% for above) and refunds ATM fees nationwide up to $20 per cycle if the following monthly requirements are met:
  • 12 debit card purchases
  • one direct deposit or automatic payment
  • sign into Home Banking
  • receive statement electronically
If these are not met, the rate falls to 0.15%. There is no minimum balance or monthly service charge.

Membership is open to those who live, work, worship, volunteer or go to school in one of the following West Virginia counties: Marion, Monongalia, Harrison and Taylor. Please refer to the credit union's Eligibility Requirements Page for the full details. Membership requires a minimum balance of $5 in the share savings account.

The credit union is federally insured by the NCUA (Charter # 3439).

Thanks to the reader who emailed me info on this rewards checking account.

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Rate History:
11/01/09: 4.01% APY up to $25K
02/12/09: 5.01% APY up to $25K; 1.01% over; 0.15% base

  Tags: Fairmont Federal Credit Union, West Virginia, checking account, reward checking account

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Comment #1 by Bish (anonymous) posted on
Would you consider showing the "deal-killer" info at the very start of the posting? Ex: Must apply in person, for residents of... only, etc.

Comment #2 by Banking Guy (anonymous) posted on
Banking Guy
When I'm confident that an account is available nationwide, I usually put this in the title. Also, I have a link to the nationwide deals at the top left of the front page.