Mission Oaks National Bank is having a Grand Opening Special for its new Lake Elsinore branch. The special has two very competitive CD rates: 3.00% APY for 6 months and 3.25% APY for 12 months. Minimum deposit is $10,000, and a personal or business checking account with an opening deposit of $2,500 is required. This special doesn't seem to be listed in the bank's website. It was advertised in today's (3/04/09) Riverside Press-Enterprise newspaper. The ad is available online here.
It appears a branch visit is required. I'm not sure if it's also available at the bank's other branches and/or if they require customers to reside in their market area. Make sure to contact the bank for the full details. Refer to the bank's location page for the addresses and phone numbers of the bank branches including this new Lake Elsinore branch.
Mission Oaks has some fair ratings for safety and soundness: 3 stars (adequate) at BauerFinancial and 3 stars (performing) at Bankrate.com. Both ratings are based on 9/30/08 financial data. The bank has been FDIC insured since 2000 (FDIC Certificate # 57021).