3.05% 15-Month CD at Fort Financial Credit Union in Parts of IN, NC, MS, IL and WI

Fort Financial Credit Union has a special 15-month CD with a 3.05% APY. Minimum deposit is $1,000. New funds are required; Otherwise, the rate is 2.75% APY. The special is also available as a Traditional or Roth IRA. These rates are listed at the credit union's rate table as of 3/18/09.

Membership is open to anyone who lives, works, worships, attends school within certain areas around Corinth, Mississippi; Fort Wayne, Indiana; Gastonia and Morganton, North Carolina; Janesville, Wisconsin; and South Beloit, Illinois. You can also be eligible via select employer groups. Please refer to the credit union's Membership Page for the full details. Membership requires a minimum balance of $5 in the regular share savings account.

The credit union's ratings for safety and soundness are a little weak: 2 stars (below peer group) at Bankrate.com (based on 9/30/08 data) and 3 stars (adequate) at BauerFinancial (based on 12/31/08 data). The credit union is federally insured by the NCUA (Charter # 5431).

Other High Certificate of Deposit Rates

For top CD rates nationally available, refer to my weekly rate summary. Many of the best CD deals are only locally available. To find the best deals in your state, refer to my index of state CD and bank deals.

Tags: Fort Financial Credit Union, Indiana, Mississippi, Illinois, North Carolina, Wisconsin, CD rates, IRA rates