Dedicated to Deposits: Deals, Data, and Discussion

3.15% 12-Month CD at Global Commerce Bank - Georgia Only

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Global Commerce Bank is offering a 3.15% APY 12-month CD. This special doesn't appear to be listed at the bank's website. A reader mentioned it to me, and I emailed the bank for more details. According to the CSR, they only lock the rate at the time they receive both the filled-out application and the cash equivalent. Applications can be faxed.

According to the CSR, they prefer to open CDs from Georgia customers. Branches are located in Doraville and John Creek which are in the northeast suburbs of Atlanta, Georgia.

Global Commerce Bank has some solid ratings for safety and soundness: 4 stars (sound) at Bankrate.com and 4 stars (excellent) at BauerFinancial. Both ratings are based on 9/30/08 financial data. The bank has been FDIC insured since 1995 (FDIC Certificate # 34046).

Thanks to the reader who emailed me info on this.
  Tags: Global Commerce Bank, Georgia, CD rates

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