4.01% Reward Checking Account at Gwinnett Community Bank in Georgia

Gwinnett Community Bank is offering a reward checking account called Emerald Rewards Checking. The account offers the following features if certain monthly requirements are met:

• 4.01% APY on balances up to $25,000
• 1.01% APY on balances over $25,000
• 0.10% base rate if qualifications are not met
• ATM fees refunded nationwide up to $25 per cycle

The monthly requirements include:

• 10 check card purchases
• one direct deposit or automatic payment
• receive e-statements

Additional features of the account regardless of the monthly requirements include:

• $100 minimum intial deposit
• no minimum balance requirement
• no monthly fees
• multiple accounts can be opened, but requirements must be met for each

It appears a branch visit is required to open an account. Branches are located in the Georgia cities of Duluth, Suwanee and Buford.

The bank has been FDIC insured since 1999 (FDIC Certificate # 35249).

Thanks to the readers who notified me of this account.

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Tags: Georgia, Gwinnett Community Bank, checking account, reward checking account