Update: The CD rates have fallen. Please check the bank's website for the latest rates.
Blueharbor Bank has several competitive CD rates. The most competitive include a 2.70% APY 7-month CD, a 2.95% APY 13-month CD and a 3.40% APY 25-month CD. Minimum deposit is $1,000. CDs are available for regular, IRA and business accounts. These rates are listed at the bank's rate table as of 4/06/09.
The bank also offers a reward checking account. As of 4/06/09, it has a rate of 4.00% APY for balances up to $30K (see post).
It appears a branch visit may be required to open an account. The bank is located in Mooresville, North Carolina which is about 20 miles north of Charlotte.
It's a new bank that was just established in January 2008. It's a member FDIC (FDIC Certificate # 58691).
The Best Certificate of Deposit Rates
For top CD rates nationally available, refer to my weekly rate summary. Many of the best CD deals are only locally available. To find the best deals in your state, refer to the index of state CD and bank deals.