FirstDay FCU has a reward checking account called My FirstRewards Checking. The account offers the following rates and features if certain monthly requirements are met:
- 4.00% APY on balances up to $25,000
- 1.01% APY on balances over $25,000
- 0.10% base rate if qualifications are not met
- ATM fees refunded nationwide up to $20 per cycle and $3 per transaction
- 10 MasterCard debit card purchases
- Two direct deposits or automatic payments
- Receive e-statements
- No minimum balance requirement
- No monthly service fees
- Multiple accounts can be opened, but qualifications must be met on each account to receive the top rate
The credit union branches are located in the Dayton, Ohio and its suburbs. It's federally insured by the NCUA (Charter # 362).
Other Reward Checking Accounts
To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.