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4.01% Reward Checking Account at Panther Community Bank in Southwest Florida


First National Bank of the Gulf Coast
Update 11/08/09: The bank has been merged into First National Bank of the Gulf Coast. The reward checking account is no longer being offered.

Panther Community Bank is offering a reward checking account called Prosperity Now Checking. The account offers the following rates and features if certain monthly requirements are met:
  • 4.01% APY on balances up to $50,000
  • 1.01% APY on balances over $50,000
  • 0.10% base rate if qualifications are not met
  • ATM refunds of up to $20
The monthly requirements include:
  • 12 debit card purchases
  • one direct deposit or two ACH auto debits
  • receive e-statements
Additional features of the account regardless of the monthly requirements include:
  • $100 minimum initial deposit
  • No monthly service charge
  • Free Online Bill Pay
It appears that a branch visit is required to open an account. It's a small bank with one office located in Lehigh Acres which is just east of Fort Myers. The bank has been FDIC insured since 2007 (FDIC Certificate # 58532).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Related Pages: First National Bank of the Gulf Coast, checking account, Florida

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Comment #1 by Anonymous posted on
Welcome to First National Bank of the Gulf Coast (FDIC merger approved) and good-bye to any website reference to Prosperity Now Checking.