First-Lockhart National Bank is offering a rewards checking account with competitive rates. The account offers the following rates and features if certain monthly requirements are met:
- 3.51% APY on balances up to $25,000
- 1.01% APY on balances over $25,000
- 0.15% base rate if qualifications are not met
- ATM refunds nationwide up to $999 per cycle
- 10 debit card purchases
- one direct deposit or ACH auto debit
- receive e-statements
- $50 minimum initial deposit
- No minimum balance requirement
- No monthly service charge
- Free Online Bill Pay
It's a small bank with one office in the city of Lockhart which is in Central Texas. The bank has been FDIC insured since 1934 (FDIC Certificate # 13599).
Other Reward Checking Accounts
To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.
11/20/09: 3.51% APY up to $25K; Only available to residents of Caldwell County.
07/04/09: Texas residents eligible to apply via CheckingFinder.com
04/16/09: 4.51% APY up to $25K; 1.01% over; 0.15% base