Members Choice Community Credit Union is offering a reward checking account called Elite Checking. The account offers the following features if certain monthly requirements are met:
- 4.01% APY on balances up to $15,000
- 1.01% APY on balances over $15,000
- 0.10% base rate if qualifications are not met
- ATM fees nationwide refunded up to $25 per cycle and up to $2 per item
- 12 Visa debit card purchases
- one direct deposit or automatic payment
- access online banking
- receive e-statements
- No minimum opening balance
- No minimum balance requirement
- No monthly service fees
- multiple accounts can be opened, but requirements for each must be met to receive the top rate
Branches are located in Clinton and LeClaire, Iowa.
The credit union is federally insured by the NCUA (Charter # 60827).
Other Reward Checking Accounts
To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.
08/01/09: 4.01% APY up to $15K
04/05/09: 5.51% APY up to $25K; 1.01% over; 0.10% base
Edit 9/19/09: Corrected rate cap from $25K to $15K which started on 8/01/09.