Alabama 1st Capital Credit Union (soon to be Alabama One CU) is offering two competitive certificate specials: 3.03% APY for 13 months and 2.52% APY for 7 months. Minimum deposit is $1,000. These rates are listed in the credit union's rate sheet as of 5/21/09 (click on the Account Disclosure and Fee Schedule link at the credit union's rates page). The rate sheet has a 4/23/09 date so these specials may not last much longer.
Membership is open to everyone who lives, works, attends school, or worships in Tuscaloosa, Morgan, Mobile, Baldwin, Escambia, Monroe and Washington counties in Alabama. Please refer to the credit union's About Page for more details.
Branches are located in Tuscaloosa and Mt. Vernon, Alabama.
The credit union's ratings for safety and soundness are a little weak: 3 stars (adequate) at BauerFinancial and 2 stars (below peer group) at Bankrate.com. Both ratings are based on 12/31/08 financial data. The credit union is federally insured by the NCUA (Charter # 63295).