Additional features of the account regardless of the monthly requirements include:
$100 minimum opening balance
No minimum balance requirement
No monthly service charge
Free Online Bill Pay
There's an online application, however, I was told by a bank rep that they require you to come into one of their branches to open the account. Branches are located in the Washington State cities of Everett, Darrington, Monroe, Sultan, Freeland, Stanwood and Spokane.