Atlantic Southern Bank is offering two CD specials with competitive rates: a 2.60% APY 7-month CD and a 2.85% APY 13-month CD. Minimum deosit is $500. These are also available as IRA CDs. These rates are listed in the bank's rate table as of 6/08/09.
A branch visit is required to open an account. Branches are located in the Georgia cities of Macon, Lizella, Roberta, Warner Robins, Byron, Bonaire, Savannah, Rincon, and Valdosta and in Jacksonville, Florida.
The bank's ratings for safety and soundness have gone down a bit since my February post on this bank. The bank now has 2 stars (below peer group) at Bankrate.com and 3 stars (adequate) at BauerFinancial and 3 stars (performing). These ratings are based on 12/31/08 financial data. The bank has been FDIC insured since 2001 (FDIC Certificate # 57213).
Other High Certificate of Deposit Rates
For top CD rates nationally available, refer to my weekly rate summary. Many of the best CD deals are only locally available. To find the best deals in your state, refer to the index of state CD and bank deals.