Update 10/24/09: The CD rates have fallen. Please check the credit union's website for the latest rates.
United Community Credit Union is offering some competitive CD and IRA CD rates. The most competitive CD rates are on the longer terms and include a 4.07% APY 60-month CD, a 3.56% APY 48-month CD and a 3.04% APY 36-month CD. The IRA CD rates are even more competitive. The IRA CD rates range from 3.29% APY for 12-months to 4.33% APY for 60-months. Minimum deposit is $1,000. These rates are listed in the credit union's rate table as of 6/29/09.
Membership is open to individuals living or working in the counties of Adams, Brown, Hancock, Pike, and Schuyler in Illinois and individuals living or working in Lewis, Marion, and Ralls counties in Missouri. Please refer to the Who Can Join Page for the full details.
Branches are located in Quincy, Illinois and in Hannibal, Missouri. The credit union is federally insured by the NCUA (Charter # 60095).
Thanks to the reader who emailed me info on this credit union.
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