Dupaco Community Credit Union has a savings account called the High-Yield Home-Grown Savings. It's a tiered rate account that only makes sense for those with balances of at least $50,000. The following are the rate tiers as listed in the credit union's rates page as of 6/17/09:
- 3.40% APY $200K+
- 3.14% APY $150K-$200K
- 2.89% APY $100K-$150K
- 2.58% APY $50K-$100K
- 0.50% APY under $50K
The credit union also has two fairly competitive CD specials: 2.30% APY 11-month CD and a 2.67% APY 27-month CD. These rates are listed in the credit union's rates page as of 6/17/09.
Membership is open to those who live or work in one of several counties in Iowa, Wisconsin and Illinois. Please refer to their Becoming a Member Page for the full details. Membership requires a minimum balance of $25 in the share savings account.
Branches are located in the Iowa cities of Dubuque, Asbury, Dyersville, Cedar Rapids, Manchester, in Galena, Illinois and in Platteville, Wisconsin.
The credit union has solid ratings for safety and soundness: 5 stars (superior) at BauerFinancial (based on 3/31/09 data) and 4 stars (sound) at Bankrate.com (based on 12/31/08 data). The credit union is federally insured by the NCUA (Charter # 64049).
Other High-Yield Savings Accounts and CDs