Dedicated to Deposits: Deals, Data, and Discussion

2.36% 6-Month CD at South Florida FCU - Local Only

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South Florida Federal Credit Union
South Florida FCU is offering some very competitive short-term certificate rates. The most competitive include a 2.36% APY for 3 and 6 months, 2.41% APY for 9 months and 2.46% APY for 12 months. Minimum deposit is $500. These are also available as IRA certificates (except the 3 month term). There's also a money market account with a 2.52% APY. These rates are listed in the credit union's rates page as of 7/10/09.

Membership is primarily based on Select Employee Groups. Several churches and schools are also included. Please refer to the credit union's Who Can Join page for the full details.

The credit union is located in Miami, Florida.

South Florida FCU's ratings for safety and soundness include 4 stars (excellent) at BauerFinancial and 2 stars (below peer group) at Bankrate.com. Both ratings are based on 3/31/09 financial data. The credit union is federally insured by the NCUA (Charter # 23041).

Other High Certificate of Deposit Rates

Premier American Bank in South Florida continues to offer a 2.50% APY 8-month CD as of 7/10/09. Refer to my May post on this bank for more details. For other CD deals available nationwide and local, refer to the following:

  Tags: South Florida Federal Credit Union, CD rates, IRA rates, Florida

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