Dedicated to Deposits: Deals, Data, and Discussion

2.50% 12-Month CD at Lowcountry National Bank in South Carolina - Local Only


Lowcountry National Bank is offering a special 2.50% APY 12-month CD. The bank also has this same rate for an 18-month CD which has a one-time bump-up option. This gives you the chance to request a one-time increase in the rate to the bank's current 12-month CD rate. Minimum deposit for both CDs is $1,000. These specials don't seem to be listed at the bank's website. They were advertised in today's (7/07/09) edition of The Island Packet newspaper. The ad is available online here.

A branch visit appears to be required to open an account. Branches are located in the South Carolina cities of Beaufort, Hilton Head Island and Port Royal.

Lowcountry National Bank is a division of CBC National Bank. CBC's ratings for safety and soundness are a little weak: 2 stars (below peer group) at and 3 stars (adequate) at BauerFinancial. Both ratings are based on 3/31/09 financial data. CBC National Bank has been a FDIC member since 2000 (FDIC Certificate # 35309).

Thanks to the reader who mentioned these specials in the daily news and deals post.

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