- 2.35% APY 12-month CD
- 2.55% APY 18-month Featured CD
- 2.85% APY 24-month CD
- 3.55% APY 60-month CD
The bank continues to offer a checking account promotion in which you can earn up to $215 (see post). This is scheduled to end in September.
It appears a branch visit is required to open an account. Branches are located in Washington State, Oregon and Hawaii.
HomeStreet Bank's ratings for safety and soundness have fallen. At BauerFinancial the rating fell from 3½ stars based on 12/31/08 data to 2 stars (problematic) based on 3/31/09 data. At Bankrate.com the rating fell from 3 stars to 1 star (lowest) based on data from the same dates as above. As I recommend with any bank, it's best to stay below the FDIC limits. The bank has been a FDIC member since 1986 (FDIC Certificate # 32489).
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