Dedicated to Deposits: Deals, Data, and Discussion

3.25% 37-Month CD at Florida Bank - Local Only

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Florida Bank is offering a special 3.25% APY 37-Month CD. Minimum deposit is $10,000, and a checking account is required. The rate and term are listed on the bank's front page. I called this morning for additional details. The CSR didn't know how much longer it would last, but she expected it to last at least through Friday (7/31/09). According to the CSR, any of their checking accounts will qualify. Note, many of their checking accounts do have monthly fees if minimum balances or other requirements are not met.

A branch visit is required to open an account. Branches are located in several North and Southwest Florida cities including Tallahassee, Jacksonville, Tampa, Sarasota and St. Petersburg.

The bank has fair ratings for safety and soundness: 3 stars (adequate) at BauerFinancial and 3 stars (performing) at Bankrate.com. Both ratings are based on 3/31/09 financial data. The bank has been a FDIC member since 1985 (FDIC Certificate # 26280).

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  Tags: Florida Bank, CD rates, Florida

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