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3.25% Reward Checking Account at Cattaraugus County Bank in Western New York - Local Only


Cattaraugus County Bank
Cattaraugus County Bank is offering a reward checking account called Maximum Green Checking with the following rates and features if certain monthly requirements are met:
  • 3.25% APY on balances up to $25,000
  • 1.01% APY on portion of balance over $25,000
  • 0.10% base rate if monthly requirements are not met
  • Refunds ATM fees nationwide (up to $5 per transaction)
The monthly requirements include:
  • 10 check card purchases
  • 1 direct deposit or ACH debit
  • Receive e-statements
Additional features of the account regardless of the monthly requirements include:
  • $100 minimum initial deposit
  • No minimum balance requirement
  • No monthly service charge
  • Customer is allowed to open multiple accounts
There's an online application at the checking account's microwebsite. However, the top of the application states that after you apply online you'll be expected to come into a branch to complete the application process.

Branches are located in Western New York in the counites of Cattaraugus, Chautauqua and Erie.

The bank has been a FDIC member since 1934 (FDIC Certificate # 12959).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Related Pages: New York, Cattaraugus County Bank, checking account, reward checking account

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Comment #1 by Anonymous posted on
banking guy- its getting harder to get a great rate on rewards checking. My saga continues. I've had Salem five Direct for 3 years when the rate was at 5%and slowly dropped over the years. This was my main acct and they didn't require credit or debit purchases. It was a high interest checking acct. I live in upstate NY and this bank was in Mass, but they probably started the "rewards checking" accounts nationwide. As they dropped the rates last year my wife and I opened 3 accts at Malvern ferderal due to the #35K cap, and the rate was 5.01% for about 5 months i had the accts. (and still do)Now it is 3.50%, but I am still there and am good at details(debit. dd, bill payments keeping track of the debit card.) I have my 2 paychecks(I need 2 jobs) deposited in these accts. So far so good.. I got a retro check from NYC for 5 years with no contract(Am Police sgt)of about 27k. I opened another rewards acct at First Nat'l Commercial bank (in the Poconos).I found these banks thru your web sites-THANKS. This acct was opened last month @ 4.51% I am still getting the checks and debit cards mailed this week. Well today i saw on the banks website the rate is now 4.01% !!. I'm not crying but its getting crazy to try for good yields anywhere today. I lost much $ in the market years ago. My stock fund IRA went from (I'm 59)120k to 44K!! In 18 months and that was with a manager at the NYC pension dept. i took my looses last Aug,08 and put the remainder($45K in a Key banK 4 year cd @ 5.25%.And that was last August!!. What is a middle class guy to do Banking guy??? I see plenty of rich ****s at work in the city still driving their BMWS,MB Escalades as if nothing affects them, And they still shop in top of the line stores in NY. Any suggestions? I bet most of their $$ was gotten via tric
kery or cheating (ala Madoff) shoot me an email you are great. You even post on