Dedicated to Deposits: Deals, Data, and Discussion

Up to 3.02% 24-Month CD at Raytown-Lee's Summit Credit Union in MO - Local Only

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Raytown-Lee's Summit Credit Union is offering some competitive CD and IRA CD rates, and you can get an extra 0.50% on top of the standard rates with qualified services which include checking account, credit card or other CD. The most competitive standard CD rates include a 2.02% APY 12-month CD, a 2.27% APY 18-month CD and a 2.52% APY 24-month CD. With an extra 0.50%, these APYs become 2.52%, 2.77% and 3.02%. Minimum deposit is $500. These rates are listed at the credit union's rate table as of 7/22/09.

It has been a while since my last post on this credit union. It was back in 2006 when they were offering a 6.14% 2-year CD. Rates sure have fallen since then.

Memberhip is open to those who live or work in several Raytown zip codes. You can also be eligible by being a member of the Raytown or Lee's Summit PTA. The credit union does require you to come into a branch to join and open accounts. Membership requires a minimum balance of $1 in the savings account. Please refer to the credit union's How To Join Page for the full details.

The credit union has decent ratings for safety and soundness: 4 stars (excellent) at BauerFinancial and 3 stars (performing) at Bankrate.com. Both ratings are based on 3/31/09 financial data. The credit union is federally insured by the NCUA (Charter # 62815).

Thanks to the reader who mentioned these CDs in the Daily News & Deals Page.

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  Tags: CD rates, Missouri, IRA rates

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