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3.01% Reward Checking Account at Premier Valley Bank in California - Local Only

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Premier Valley Bank
Premier Valley Bank is offering a reward checking account with the following rates and features if certain monthly requirements are met:
  • 3.01% APY on balances up to $25,000
  • 0.50% APY on portion of balance over $25,000
  • 0.05% on all balances if requirements are not met
  • Refunds ATM fees nationwide
The monthly requirements include:
  • 10 point-of-sale debit card purchases
  • 1 direct deposit or ACH auto debit
  • Internet banking
  • Receive e-statements
Additional features of the account regardless of the monthly requirements include:
  • No minimum balance requirement
  • No monthly service charge
It appears a branch visit is required to open an account. Branches are located in the California cities of Fresno, Merced, Modesto, Coarsegold, Groveland, Mariposa and Oakhurst.

The bank's ratings for safety and soundness are fair: 3 stars (performing) at Bankrate.com and 3½ stars (good) at BauerFinancial. Both ratings are based on 3/31/09 financial data. The bank has been a FDIC member since 2001 (FDIC Certificate # 57098).

Other Reward Checking Accounts

For other California high-yield reward checking accounts, refer to the California section of my High Yield Checking website. Considering its size, California has relatively few of these reward checking accounts compared to other states.

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

  Tags: California, Premier Valley Bank, checking account, reward checking account

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Comments
2 Comments.
Comment #1 by Anonymous posted on
Anonymous
Cant find the place to post a comment for info not related to the post just read .

However the GUARANTY BANK Texas and CA. appear to be taken over .

one TV station local 2 days ago said FDIC Was taking over . no other station mentioned it .
I just had a CD in Texas mature and rolled over in Lodi CA. I called Bank and the csr said appears so and that the Bank was looking for a buyer very strange conversation , she looked up the acct and said i was insured . $95000.00 IN ACCT .
i HAVE SEEN niothing further on this hope you can confirm . I have a webtv and cant find or use your site as well as i would like Dan BACA

1
Comment #2 by Anonymous posted on
Anonymous
See if your bank is about to fail or not before opening an account. Make sure the bank is financially sound before you put your money in it.

BANK REPORTS:
http://www.moneyeconomics.com/index.php?option=com_content&view=article&id=207:failed-fdic-bank-reports-2008-to-present&catid=42:saving-rates&Itemid=106

1