Union Center National Bank is offering a reward checking account called Super Heart Smart Checking. The account has the following rates and features if certain monthly requirements are met:
- 2.75% APY on balances up to $30,000
- 0.43% APY on portion of balance over $30,000
- 0.10% APY base rate if requirements are not met
- ATM fee refunds up to $10/cycle
- $2,500 identity theft protection, payment card protection and identity guard
- Free checks
- 15 debit card purchases
- 1 direct deposit
- Receive e-statements
If you don't want to worry about fees, the bank offers another reward checking account called Heart Smart Checking. The rate is lower at
A branch visit is required to open an account. Branches are located in the New Jersey cities of Union, Berkeley Heights, Chatham, Madison, Vauxhall, Springfield, Summit and Morristown. The bank has been a FDIC member since 1934 (FDIC Certificate # 6431).
Other Reward Checking Accounts
To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.
09/09/2011: 2.75% APY up to $30K; 0.43% over; Req 15 debit card purchases (25 to avoid fee)
08/13/2009: 4.00% APY up to $30K; 0.50% over; 0.10% base; Req 20 debit card purchases (30 to avoid fee)