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Plus4 Credit Union2.51%-$10kReward Checking
Accounts mentioned in this post. Rates as of August 28, 2014

High-Yield Reward Checking Account at Plus4 Credit Union in Texas - Local Only


Plus4 Credit Union

Plus4 Credit Union is offering a reward checking account with the following rates and features if certain monthly requirements are met:

  • 3.50% APY on balances up to $25,000
  • 1.01% APY on the portion of the balance over $25,000
  • 0.15% base rate if qualifications are not met
  • ATM fee refunds of up to $25

The monthly requirements include:

  • 10 debit card purchases (signature-based)
  • 1 direct deposit or ACH debit/credit
  • Access online banking
  • Receive e-Statements

Note, the above details (except for the rates) are not listed at the credit union's website as of 8/16/09. They're based on information from the credit union's service rep.

Membership is open to those who live, work, attend school or worship in parts of Houston. Plus4 used to be a postal employee credit union, so postal employees and retirees of several Southeast Texas counties are eligible to join. Please refer to their Membership page for the full details. Membership requires a minimum balance of $5 in a share account. Applications can be done by mail, in person or online.

Branches are located in Houston. The credit union is federally insured by the NCUA (Charter # 61457).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Rate History:

  • 12/17/09: 3.50% APY up to $25K
  • 08/16/09: 4.01% APY up to $25K; 1.01% over; 0.15% base

  Tags: Plus4 Credit Union, Texas, checking account, reward checking account

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