Unlike the typical money market account, you can't write checks for this one. They can issue up to 3 cashier checks a month. They do offer a free checking account. So you can transfer from the money market to the checking if you want to write checks. You should also be able to initiate ACH transfers from another bank.
A branch visit is required to open an account. Most of the bank's branches are located in Super-Walmarts in Wisconsin and Minnesota. Be sure to call and verify the rate for the branch near you. Two of the cities with branches in which I verified the 2.25% include Shawano, Wisconsin and Oak Park Heights, Minnesota. The branch at Fond Du Lac, WI was offering only 2% APY.
The bank's ratings for safety and soundness are fair: 3 stars (adequate) at BauerFinancial and 3 stars (performing) at Bankrate.com. Both ratings are based on 6/30/09 financial data. The bank has been a FDIC member since 2001 (FDIC Certificate # 57265).
Thanks to the reader ichaelm who mentioned this money market account in the bank deals hub page. He also mentioned a few more local high-yield money market deals. I posted on one of them which is offering 2.53% last Monday.
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