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3.26% Reward Checking Account at Park Community FCU in KY, IN, GA & AL - Local Only

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Park Community Credit Union
Park Community FCU is offering a reward checking account called HI Checking. The account offers the following rates and features if certain monthly requirements are met:
  • 3.26% APY on balances up to $25,000
  • 1.01% on all amounts above $25,000
  • 0.25% base rate if requirements are not met
  • ATM fee refunds up to $15 per cycle
The monthly requirements include:
  • 12 signature-based debit card purchases
  • One direct deposit
  • Enroll and receive electronic statements
Additional features of the account regardless of the monthly requirements include:
  • No minimum balance requirement
  • No monthly service charge
Membership in the credit union is open to those who live, work, worship or attend school in parts of Kentucky, Indiana, Alabama and Georgia. Please refer to the credit union's membership page for the full details. Membership requires a minimum balance of $5 in either a checking or savings account. The credit union provides an online application in which you can join and apply for the HI Checking account.

Branches are located in the Kentucky cities of Louisville, Richmond, Berea, Lexington and Shepherdsville, in the Indiana cities of New Albany and Clarksville, in the Georgia city of Macon and in the Alabama city of Decatur.

The credit union's ratings for safety and soundness are strong: 5 stars (superior) at BauerFinancial and 4 stars (sound) at Bankrate.com. Both ratings are based on 6/30/09 financial data. The credit union is federally insured by the NCUA (Charter # 10197).

Other Reward Checking Accounts

If you're opening one or more reward checking accounts, refer to this post to learn of potential issues that could cost you a month or more of interest.

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

  Tags: Indiana, Alabama, Georgia, Kentucky, checking account, reward checking account, Park Community Credit Union

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Comments
Comment #1 by Rave (anonymous) posted on
Rave
Hello,

I am sure this is not the right place to post this but I am yet to figure out your site.

I wanted to convey to you that First American Bank and Trust Co in Athens,GA has a rewards checking account with 4.00% interest rate. Here is a link to that account

http://www.fabathens.com/home/personal/deposit/checking#Payroll_Advantage_Account

Thanks,

Rave

1