Universal 1 Credit Union has a promotion that's scheduled to last through October 2009. It offers an extra 1% on certificate rates for all terms. This results in very competitive rates for all of the credit union's certificates. A list of the rates after the additional percentage point is shown below:
- 2.01% APY 6 month
- 2.61% APY 12 month
- 2.82% APY 18 month
- 3.12% APY 24 month
- 3.63% APY 36 month
- 4.25% APY 60 month
The promotion also includes a 1% reduction on many of the credit union's listed loan rates.
Credit union membership is open to any person who lives, works, worships or attends school in one of several cities and counties in southwestern part of Ohio. Refer to the top of the credit union's FAQ page for the full details.
Branches are located in Dayton, Beavercreek, Chillicothe, Kettering, Newark and Sidney, Ohio.
The credit union's ratings for safety and soundness are mixed: 4 stars (excellent) at BauerFinancial and 2 stars (below peer group) at Bankrate.com. Both ratings are based on 6/30/09 financial data. The credit union is federally insured by the NCUA (Charter # 64970).
Thanks to the reader who emailed me news of this promotion.
Other Competitive Certificate of Deposit Rates