1.76% 9-Month CD at Miami Postal Service Credit Union - Local Only

Miami Postal Service Credit Union has a competitive 9-month certificate APY of 1.76%. Minimum deposit is $5,000. This rate is listed at the credit union's deposit rates page as of 12/16/09. It's interesting that the credit union labels this $5,000-minimum CD as a Jumbo CD.

In addition to postal employees and retirees, membership is open to everyone who lives, works or worships within a 15 mile radius of the three credit union branches. Membership is also open to Federal Government employees and their families. Please refer to the credit union's eligibility page for the full details. Membership requires a minimum $5 balance in the share savings account.

Branches are located in Miami, Hialeah and Pinecrest.

The credit union's ratings for safety and soundness are strong: 5 stars (superior) at BauerFinancial (based on 9/30/09 data) and 4 stars (sound) at Bankrate.com (based on 6/30/09 data). The credit union is federally insured by the NCUA (Charter # 67330">Charter # 67330.

Other Competitive Certificate of Deposit Rates

• CD rates at DepositAccounts.com (overview of DepositAccounts.com)
• My weekly list of hot nationwide and local CD deals

Tags: CD rates, Miami Postal Service Credit Union, Florida