2.15% 13-Month CD & 3.50% 60-Month CD at Fort Knox Federal Credit Union in Kentucky - Local Only

Fort Knox Federal Credit Union is offering one competitive special CD rate of 2.15% APY for a 13-month term. The other special isn't quite as competitive: 1.60% APY for 7 months. There are also some competitive long-term regular CD rates. The best is the 5-year CD with a 3.50% APY. An extra 0.25% is added for a Jumbo CD with a $100,000 minimum. These rates are listed in the credit union's CD rates page as of the morning of 12/09/09.

The credit union has a history of competitive CD specials. My last report was on August when the 7-month CD rate was 2.50%. Last year the 7-month CD rate was 5% (the good old days).

Membership is open to those who live, work or worship in any of the following Kentucky counties: Boyle, Breckinridge, Grayson, Hart, Larue, Meade, Nelson and Taylor. There's also a large list of select employer groups. Relatives of any person who can be a member may also join. There's a $10 membership fee, and a minimum $5 deposit into a share savings account is required. Please refer to the credit union's membership eligibility page for the full details.

Branches are located in several cities in Kentucky including Fort Knox, Radcliff, Elizabethtown and Campbellsville.

The credit union continues to have strong ratings for safety and soundness: 5 stars (superior) at BauerFinancial (based on 9/30/09 data) and 4 stars (sound) at Bankrate.com (based on 6/30/09 data). Fort Knox FCU is federally insured by the NCUA (Charter # 7000).

Other Competitive Certificate of Deposit Rates

• CD rates at DepositAccounts.com
• My weekly list of hot nationwide and local CD deals