Insight Bank is offering competitive short-term CD rates. The most competitive one is the 12-month term with a 2.25% APY. Two other good short-term CD deals include a 1.50% APY 6-month CD and a 1.75% APY 9-month CD. These rates are listed in the bank's rates sheet as of 12/16/09.
It appears a branch visit is requird. It's a small bank with one branch located in Columbus, Ohio.
The bank's ratings for safety and soundness are fair: 3 stars (performing) at Bankrate.com (based on 6/30/09 data) and 3½ stars (good) at BauerFinancial (based on 9/30/09 data). The bank has been a FDIC member since 2006 (FDIC Certificate # 58215).
Other Competitive Certificate of Deposit Rates
- CD rates at DepositAccounts.com (overview of DepositAccounts.com)
- My weekly list of hot nationwide and local CD deals