Dedicated to Deposits: Deals, Data, and Discussion

2.29% 18-Month CD at BankFirst Financial Services in MS - Local Only

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BankFirst Financial Services
BankFirst Financial Services is offering two competitive CD rates: 2.29% APY for 18 months and 2.00% APY for 15 months. Minimum deposit for the 18-month CD is $1,000, and $2,500 for the 15-month CD. There's also an online special 6-month CD with a 1.50% APY. Unfortunately, 1.50% is now competitive for 6-month terms. These rates are listed in the bank's CD rates table as of 12/18/09.

The bank also offers a reward checking account with a 3% APY for balances up to $50K as of 12/18/09 (see my review).

A branch visit is required to open an account. Branches are located in the Mississippi cities of Columbus, Macon, Shuqualak, Starkville, West Point and in the Jackson suburbs of Flowood, Madison and Ridgeland.

The bank's ratings for safety and soundness are above average: 4 stars (excellent) at BauerFinancial (based on 9/30/09 data) and 3 stars (performing) at Bankrate.com (based on 6/30/09 data). The bank has been a FDIC member since 1934 (FDIC Certificate # 8870).

Other Competitive Certificate of Deposit Rates
  Tags: Mississippi, CD rates, BankFirst Financial Services

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Comment #1 by UK Financial Advisors (anonymous) posted on
UK Financial Advisors
Independent Financial Advisers or IFAs are professionals who suggest independent advice on financial matters to their customers and recommend appropriate financial plans of the whole market. The term was developed to reflect a U.S. regulatory position and the U.S. has a specific meaning, although it has been adopted in other parts of the globe including UK. Individuals and businesses consult with independent financial advisors on many issues including investment, retirement planning, insurance, protection and mortgages. Independent financial advisers also advise on some tax and legal matters.

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