Update on Chase Checking Account Bonuses
$125 Chase promotion page - Must be logged into your Chase account to see it.
Note that in the past these $125 promotion pages have expired before the scheduled date. Credit for this find goes to this SlickDeals thread. Several coupon codes are listed in the wiki part of this thread if you can't log in.
Below are the required steps listed in the promo page to qualify for the bonus:
1. Print this page and take it to your local Chase Branch or apply online by January 15, 2010.
2. Open a Chase Checking account and set up direct deposit.
3. We'll deposit $125 into your new Chase Checking account within 10 days of your initial direct deposit posting.
Note, this requires direct deposit. However, there have been reports that ACH transfers from banks may qualify.
If you have problems with the above promo, you can give this $100 bonus a try. This is also good online or at a branch. The expiration date is 12/31/09, but I'm sure a new one will pop up soon. One plus with this $100 bonus is that you can substitute 5 debit card purcases for direct deposit.
You may also be able to find hard copies of the $125 promotion in address change packets at your post office. The $100 promo ads seem to be very common.
$200 Chase Business Account Promotion
The $200 bonus for the business checking account is also common. Here's one that's scheduled to last until 1/30/2010:
$200 Business Checking bonus - Must be logged into your Chase account to see it.
Credit for this find goes to this SlickDeals thread. Several coupon codes are listed in the wiki part of this thread if you can't log in.
Open a qualifying Chase business checking account with a minimum opening deposit of $500, and you'll receive a $200 bonus. Deposit must be made within 30 days of account opening. $200 bonus will be deposited to your account within 10 business days of meeting the deposit requirement.
Beware of Fees
Readers in my May Chase post mentioned some fees to watch out for. One is a $3 fee for initiating an ACH transfer from Chase to an external account. Transfers initiated from outside Chase are not subject to a Chase fee. This is how I transfer out of my Chase account. This $3 fee and other fees are described in Chase's account disclosures which are available at this page. According to the disclosure, this $3 fee may be waived with certain account types.
Other potential Chase Checking fees include a $6 monthly service fee. To have this waived, you must have direct deposit or if you have 5 or more debit card purchases. There's also a $2 fee for using non-Chase ATMs ($3 for outside the U.S.) This Chase Checking page has more details on these fees.
It appears Chase has finished the conversion of all WaMu branches. According to this Wikipedia article, the last branches that were converted were the ones in AZ, CA, CO and NV in October.
States with Chase branches include Arizona, California, Colorado, Connecticut, Florida, Idaho, Illinois, Indiana, Kentucky, Louisiana, Michigan, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Texas, Utah, Washington, West Virginia and Wisconsin.
For those with WaMu or Chase CDs, refer to my October post to learn what to watch out for.
Chase is FDIC insured under JPMorgan Chase Bank, N.A. (FDIC Certificate # 628).
Other Bank Bonuses
To find other bonus deals, please refer to my bank bonus page which has all of my recent bank bonus posts.
Banks Mentioned in this Post:
|Chase Manhattan Bank|
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