2.10% 6-Month CD and other Competitive CD Rates at Atlanta Postal Credit Union - Local Only

Atlanta Postal Credit Union continues to offer very competitive short-term CD rates. These include a 2.00% APY 3-month CD, a 2.10% APY 6-month CD and a 2.25% APY 12-month CD. Below is a list of the CD rates listed in the credit union's rate table as of 1/08/2010.

• 2.00% APY 91-day
• 2.10% APY 6-month
• 2.25% APY 12-month
• 2.50% APY 24-month
• 2.50% APY 30-month
• 2.75% APY 36-month
• 3.00% APY 48-month
• 3.25% APY 60-month

Minimum deposit is $500. These are also available as IRA certificates for terms of 1-year and longer. Above the rate table it states that the rates are effective from January 7, 2010 through January 13, 2010.

The credit union also offers competitive rates on its regular savings account and its checking account (share draft). As listed in the rates page as of 1/08/2010, the savings account rate is 2.00% APY and the checking account rate is 1.50% APY. These are the same rates as they had in September 2009. The only problem with the savings account is that it limits free withdrawals to 5 per quarter. Additional withdrawals are charged a $2 fee.

Membership was recently expanded to include all residents of Bibb County in Georgia. Membership is primarily based on select employee groups. In addition to active or retired US Postal Service employees, several other employee groups are listed. Also, all federal employees, active or retired, working or residing in most 310 and 312 zip code area of Georgia are eligible. Membership requires a $25 minimum deposit into a share savings account. Please refer to the credit union's membership page for more details.

The credit union's ratings for safety and soundness continues to be strong: 5 stars (superior) at BauerFinancial (based on 9/30/09 data) and 4 stars (sound) at Bankrate.com (based on 6/30/09 data). Atlanta Postal Credit Union is federally insured by the NCUA (Charter # 67389).

Other Competitive Certificate of Deposit Rates

• CD rates at DepositAccounts.com
• My weekly list of hot nationwide and local CD deals