Competitive 15-Month Share Certificate Special at Aspire FCU in NJ, NY, NH and VA

Aspire Federal Credit Union is offering a 15-month certificate special with a 2.01% APY. Minimum deposit is $1,000. This special is listed in the credit union's rate sheet as of 1/18/2010.

I recently reported on this credit union's reward checking account which currently has a 3.51% APY for balances up to $25K. The reward checking account has an online application, but I don't see a similar one for this CD so it may require a branch visit.

According to Aspire's eligibility page, "If you are applying online, choose the organization you are interested in joining from the drop down list and continue with your membership application." Refer to the eligibility page for the full details. Membership requires a minimum balance of $5 in the share savings account.

Aspire FCU used to be FAA Eastern Region Federal Credit Union. Consequently, some of their branches are in FAA facilities that are not open to the public. Branches are located in New York, New Jersey, Virginia and New Hapshire.

The credit union's ratings for safety and soundness are above average: 4 stars (excellent) at BauerFinancial (based on 9/30/09 data) and 3 stars (performing) at Bankrate.com (based on 6/30/09 data). The credit union is federally insured by the NCUA (Charter # 5800).