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$100 Checking Account Bonus at Huntington Bank - No DD Required

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Update 3/16/2010: There's a new promotions page which lists a new expiration date of 3/19/2010. Also, this page specifically mentions which states qualify: "Offer available to online applicants only in Ohio, Michigan, Indiana, Pennsylvania, Kentucky, West Virginia, and Florida."

Huntington National Bank is offering a $100 checking account bonus. There's a link at their home page to www.huntington.com/100bucks/ Offer expires February 27, 2010 (see above). The free checking qualifies, and it can be opened online. Here are the details after you open the account:

  • Set up an automatic direct deposit to the new account with the first deposit occurring within 60 days of account opening OR make 5 or more Check Card purchases within the first 60 days of account opening.
  • Bonus will be deposited to the new checking account within 90 days of account opening
  • Bonus is considered interest and will be reported on IRS Form 1099-INT.
  • An Early Account Closing Fee will apply to accounts closed within 180 days of opening.
  • Bank reserves the right to limit one gift incentive per household.

On the first page of the online application it states:

Note: All applicants must be U.S. Citizens or Permanent Residents and at least 18 years of age. For Permanent Residents, your Resident Alien Card or Green Card Number is required. These are individual and joint accounts only and are not available to California residents, trusts or businesses.

Credit for this find goes to this FW thread. One important note in the thread is to beware of the dormant account fee which can hit after 6 months.

Huntington still offers an online savings account but the rates are low. I first reported on this in February 2007.

Huntington Bank is headquartered in Ohio with branches in Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia. The bank is a FDIC member (FDIC Certificate # 6560).


  Tags: checking account

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Comments
12 Comments.
Comment #1 by Anonymous posted on
Anonymous
soft or hard credit pull?

4
Comment #2 by Anonymous posted on
Anonymous
FYI - there is a monthly inactivity fee if the free checking is not used in a six month period.  Check the fee schedule when opening the account.

5
Comment #3 by Anonymous posted on
Anonymous
They did a hard pull on me.

4
Comment #4 by Anonymous posted on
Anonymous
Crappy checking account rate bonus =  not that great of a deal

0
Comment #5 by Anonymous posted on
Anonymous
Crappy checking account rate plus bonus = not that great of a deal

0
Comment #6 by Anonymous posted on
Anonymous
My application was declined. The reason given was that I do not live within 200 miles of a branch. They acknowledged that this requirement is not stated anywhere on their application page (at least as of a few days ago).

4
Comment #7 by Anonymous posted on
Anonymous
They declined me with no reason given. I'm in Georgia.

2
Comment #8 by Anonymous posted on
Anonymous
My application was declined too for the same reason given to poster #6. What a wasting of time!

2
Comment #9 by Jr (anonymous) posted on
Jr
I was declined as well when they found out that I didn't live within the vicinity of one of their branches.  Well I live in Missouri, about 2 states over.  They were very apologetic, however.  Nice try, but that application was pretty time consuming to get nothing out of it.  Oh well, no pain, no gain!

2
Comment #10 by Justin in Tx (anonymous) posted on
Justin in Tx
I live in Houston, and applied online.  I copleted the application having only beeen told that I needed to send the signature card in to complete the account.  A week later I noticed my deposit was never taken out and I called.

 

Reason for not opening account was I am not in there footprint.

1
Comment #11 by Anonymous posted on
Anonymous
Note also the following from the fineprint:

"Offer is available only in Ohio, Michigan, Indiana, Pennsylvania, Kentucky, West Virginia, and Florida." If not, you have to open a new High Value Checking, High Rate Checking, or High Performance Checking.

1
Comment #12 by Anonymous posted on
Anonymous
Opened account at end of February and did my required 5 debitless pin "Check Card purchases" and got my $100 bonus April 1. (Not anything to do with April Fool's Day, I really got the $100 bonus April 1, 2010):

 

  04/01/2010      0     Miscellaneous     PROMOTIONAL INCENTIVE-THANK YOU                 $100.00  

2