- 2.01% APY 6 month CD
- 2.50% APY 12, 15 and 24 month CD
Minimum initial deposit is $5,000. There is a 30 day interest penalty for early withdrawal. CDs are available for business, personal and IRA accounts.
The credit union also has a very competitive money market account. It's a tiered-rate account with top rates for balances over $20K. The rates listed in the credit union's savings and MMA table as of 2/13/2010 include:
- 2.25% APY $20K-$50K
- 2.50% APY $50K-$100K
- 2.60% APY $100K-$500K
Membership is open to those who live or work in Chatham County, Georgia with one exception. You may not qualify if you are eligible for membership at another occupational credit union within Chatham County. I'm not sure exactly what is meant by this. Refer to the credit union's membership page for the full details.
It's a small credit union with one office located in Savannah, Georgia.
The credit union's ratings for safety and soundness are strong: 5 stars (superior) at BauerFinancial and 4 stars (sound) at Bankrate.com. Both ratings are based on 9/30/09 financial data. The credit union is federally insured by the NCUA (Charter # 67892).