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2.02% 11-Month CD Special at Service Credit Union - Limited Membership


Service Credit Union is offering a competitive CD special: 2.02% APY for 11 months. Minimum deposit is $1,000. It's only available online (not by phone or at branches), and it's scheduled to last to 3/19/2010. The special is shown on the front page of the website as of 3/12/2010.

The credit union continues to offer two other competitive CD specials. The rates have gone down a bit, but the CDs are still very competitive: 1.77% APY for 7 months and 2.15% APY for 19 months. These rates are listed in the credit union's rates page as of 3/12/2010. Unlike the 11-month CD special, these are also available at the credit union branches.

The online application uses the Andera account opening system. Transfers are done via ACH or by debit/credit card.

Service Credit Union membership is available to anyone living or working in New Hampshire (except Coos County which is way north in NH) and in the Falmouth MA area, as well as anyone related to an existing member (by family), or anyone who has served in the US Military. Please refer to the credit union's membership eligibility page for the full details. Membership requires a $5 minimum balance in the share savings account.

Branches are located in the New Hampshire cities of Bedford, Epping, Lebanon, Keene, Manchester, Newington, Portsmouth, Rochester, Salem and Somersworth and in Falmouth, Massachusetts. There are also branches in Germany to service military members.

The credit union's ratings for safety and soundness are strong: 5 stars (superior) at BauerFinancial (based on 12/31/09 data) and 4 stars (sound) at (based on 9/30/09 data). The credit union is federally insured by the NCUA (Charter # 68375). It's a large credit union with $1.4 billion in assets and 124,270 members.

  Tags: CD rates, Service Credit Union, New Hampshire, Massachusetts, IRA rates

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