Dedicated to Deposits: Deals, Data, and Discussion
DETAILSINSTITUTIONAPYMINMAXPRODUCT
Clinton Savings Bank1.05%--36-47 Month CD
Clinton Savings Bank0.75%--24-35 Month CD
Accounts mentioned in this post. Rates as of July 22, 2014

18-Month IRA CD Special & Other Top CD Rates at Clinton Savings Bank - MA Only

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Clinton Savings Bank

Clinton Savings Bank is offering a special 18-month IRA CD with a 2.14% APY. In addition to this special, the bank continues to offer some competitive regular CD rates. Two of the best include the 2.25% APY 24-month CD and the 2.65% APY 36-month CD. Minimum deposit is $500. These rates are listed in the bank's rates page as of 5/18/2010.

According to the bank's truth in savings disclosure, the early withdrawal penalty is 6 months of interest on the amount of principal withdrawn for all CD maturities of one year or more. The grace period is 10 calendar days after the maturity date.

The bank also offers a reward checking account that currently pays 2.76% APY on balances up to $50K (see account review). When I first reviewed this account over two years ago, the rate was 6.01% APY.

There's an online application provided by Andera that allows ACH funding. However, the application only allows residents of Massachusetts to apply.

Branches are located in the Massachusetts cities of Berlin, Bolton, Boylston, Clinton, Sterling and West Boylston.

The bank's ratings for safety and soundness are average: 3 stars (adequate) at BauerFinancial, 3 stars (performing) at Bankrate.com and an overall health score of 3 out of 5 at DepositAccounts.com (see our Clinton Savings Bank rates and reviews page). The bank was established in 1851 and has been a FDIC member since 1985 (FDIC Certificate # 90181).

Searching for the Best CD Rates

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  Tags: CD rates, IRA rates, Massachusetts, Clinton Savings Bank

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Comments
2 comments.
Comment #1 by Anonymous posted on
Anonymous
Clinton Savings Bank will only accept a deposit if you come into the bank.

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Comment #2 by Anonymous posted on
Anonymous
Their online account opening does accept deposits and it's really easy!  It's only IRA products that you need to go to a branch to open. Did you see they also have a 2.76% checking account that you can open online?

 

1