Dedicated to Deposits: Deals, Data, and Discussion
Bronco Federal Credit Union0.50%$1k-36 Month Share Certificate
Bronco Federal Credit Union0.30%$1k-24 Month Share Certificate
Bronco Federal Credit Union0.20%$1k-12 Month Share Certificate
Accounts mentioned in this post. Rates as of August 21, 2014

Competitive 3-Year CD Rate at Bronco FCU in VA - Local Only


Bronco Federal Credit Union

Bronco Federal Credit Union is offering a few competitive CD rates. The most competitive include a 2.75% APY 36-month CD, a 2.00% APY 24-month CD and a 1.61% APY 12-month CD. Minimum deposit is $1,000. These rates are listed at the credit union's share certificates rates page as of 5/11/2010.

A 2.75% APY may seem low for a 3-year term, but I'm afraid it's very competitive. It's near the top of what's available nationwide in the 3-year CD rates table at

One nice website feature is the online chat service. I used it today and confirmed the rates listed are up-to-date. According to the CSR, the early withdrawal penalty of all CDs is 91 days of interest which is better than average for terms over 1 year. The same CD rates are also available in an IRA.

It has been a while since my last post on Bronco FCU. It was back in January 2009 when Bronco was offering a 3.90% 15-month CD special.

Membership is open to those who live, work, worship, or attend school in the Virginia counties Isle of Wight and Southampton, and the cities of Chesapeake, Franklin, Portsmouth, Norfolk, Suffolk and Virginia Beach. Please refer to their membership page for more details.

Branches are located in Franklin, Suffolk and Emporia, Virginia.

The credit union's ratings for soundness are a little weak: 2 stars (problematic) at BauerFinancial, 1 star (lowest) at, and 2 out of 5 overall health score at (see our Bronco FCU rates and reviews page). Ratings are based on 12/31/09 financial data. The credit union is federally insured by the NCUA (Charter # 4616).

Searching for the Best CD Rates

To search for the best nationwide CD rates and the best CD rates in your state, please refer to the CD rates section of The tables now have a new & improved format!

  Tags: Virginia, CD rates, IRA rates, Bronco Federal Credit Union

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Comment #1 by Anonymous posted on
The Bronco folks are great, some of the best to work with.  The credit union started in Franklin which was a mill town, now with a closing mill.  The local economy (as many places) is really hurting. It is NCUA insured.