Dedicated to Deposits: Deals, Data, and Discussion
River City Federal Credit Union1.75%-$20kRiver City Reward Checking
River City Federal Credit Union0.05%--River City Reward Checking
Accounts mentioned in this post. Rates as of July 30, 2014

High-Yield Reward Checking Account at River City FCU in San Antonio - Local Only


River City Federal Credit Union

River City Federal Credit Union is offering a high-yield reward checking account called River City Reward Checking. The rate and balance cap are a little above average so this might be a good reward checking account for those who live in the San Antonio metro area. The account has the following rates and features if certain monthly requirements are met (as of 7/23/2010):

  • 3.75% APY for up to $30,000
  • 1.00% APY for portion above $30,000
  • 0.05% base rate if requirements are not met
  • Nationwide ATM fee refunds up to $25 per month (refunds only automatic for ATM fees under $5)

Monthly requirements include:

  • 15 check card purchases
  • One direct deposit
  • Receive e-statements

Other account features include:

  • No minimum balance
  • No monthly service charge

Membership is open to those who live, work, worship or attend school in Bexar County, Texas. Please refer to the credit union membership page for the full details.

Branches are located in San Antonio. The credit union is part of a shared branch network, CU Service Centers, which allows you to conduct many banking transactions at branches of other credit unions around the nation.

The credit union's ratings for safety and soundness are a little above average: 4 stars (excellent) at BauerFinancial, 3 stars (performing) at and an overall health score of 3 out of 5 at (see our financial overview of River City FCU). These ratings are based on March 2010 data except for Bankrate which is based on 12/31/09 data. The credit union is federally insured by the NCUA (Charter # 926).

Other High-Yield Reward Checking Accounts

Please refer to the reward checking section of to find reward checking accounts in your state or that are available nationwide.

  Tags: reward checking account, checking account, Texas, River City Federal Credit Union

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