Top Long-Term CD and IRA CD Rates at University FCU in Texas - Easy Membership
University Federal Credit Union is offering some competitive long-term CDs and IRA CDs. The best CD rates are available for Web Certificates in which you open the CDs online. Minimum deposit is $2,500. Early withdrawal penalty for terms over 12 months is 6 months of interest (see disclosure). The following are some of the best rates listed in the credit union's certificate rates page as of 8/16/2010:
- 3.05% APY 60-month CD
- 2.60% APY 48-month CD
- 2.42% APY 36-month CD
Credit union membership is open to members of either the University of Texas Longhorn Association or the Wheatsville Co-op. The Longhorn association requires a one-time $20 donation, and the Weatsville Co-op has a $15 membership fee. Please refer to the credit union's membership page for more details.
The credit union has an online membership application that allows for electronic funding. A $5 minimum balance in the savings account is required for membership. Also, there's a one-time $1 fee.
Branches are located in the Texas cities of Austin, Round Rock and Galveston.
The credit union has a 4 out of 5 overall health score at DepositAccounts.com (see our financial overview of University FCU). The credit union is federally insured by the NCUA (Charter # 1367). It's a sizable credit union with $1.18 billion in assets.
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