First Peoples Community Credit Union is offering three competitive CD specials. These include a 3.10% APY 5-year CD, a 2.60% APY 39-month CD and a 2.10% APY 21-month CD. Minimum balance is $5,000. These specials are listed in this credit union's promo page as of 10/26/2010. There's also a link to this page on the credit union's home page.
In addition to these CD specials, the credit union has several competitive rates on its regular accounts. These include short-term CDs (1.50% APY 6-month CD and 1.75% APY 1-year CD) and the Thrift Savings Account which has a 1.55% APY for balances of $25K to $75K and 1.80% APY for balances over $75K. These rates are listed in the credit union's savings rates page as of 10/26/2010.
As a comparison to internet bank rates, the best online 5-year CD is currently paying 2.75% APY (at Sallie Mae Bank), the best online 3-year CD is paying 2.25% APY (at iGObanking) and the best no-cap savings account is paying 1.50% APY (at Palladian Private Bank).
The credit union also has a reward checking account, but this rate isn't as competitive. It's called the eFirst checking and it currently pays 2.00% APY on balances up to $25K.
Membership is open to any persons who live or work in Allegany County, Maryland, Garrett County, Maryland, Somerset County, Pennsylvania or Mineral County, West Virginia. Please refer to the credit union's About Us page for more details.
The credit union's overall health score at DepositAccounts.com is 4 out of 5 with a Texas Ratio of 13.54% (excellent) based on June 2010 data. Please refer to our financial overview of First Peoples Community Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 13345).
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